VIAINVEST is a regulated investment platform founded in 2016. Among more than 30K investors, VIAINVEST is valued for its business integrity, investment security, personal approach and bringing results rather than talk.
VIAINVEST is a part of VIA SMS Group – a financial services provider operating since 2009 across several European and Asian markets: Latvia, Czech Republic, Poland, Sweden, Romania and also Philippines with such brand names as VIASMS, VIACONTO and VAMO. CIS countries are not a part of our portfolio.
VIAINVEST obtained an investment brokerage firm license in 2021 and since then has been supervised by the Financial and Capital Market Commission (https://www.fktk.lv/en/). The license number is 06.06.08.735/538. The license applies to investment services only.
All underlying loans for asset-backed securities offered on VIAINVEST are originating from the VIA SMS Group, its subsidiaries, and related companies. There are no 3rd party loan providers on the platform.
Asset-backed securities are financial instruments backed by a pool of loans. Several loans are pooled together to create a new investment product in a regulated environment.
It is a new generation investment product - a more secure, balanced, and convenient way to invest in loans.
LENDING COMPANY
VIA SMS Group lending companies issue loans to borrowers based on the comprehensive customer scoring process. Lending companies make the loans available to the issuer to help fund the loans.
ISSUER VIAINVEST
VIAINVEST Assets is a special purpose entity that combines the loans supplied by the lending company and issues the securities under the International Securities Identification Number (ISIN) provided by Nasdaq Riga.
VIAINVEST PLATFORM
The created Asset-backed securities are published on the VIAINVEST platform and are offered to investors.
INVESTOR
Investors can securely invest in regulated financial products available on the platform.
Benefits of the new product
Asset-backed securities are backed by the underlying group of loans, as opposed to investing in a single loan.
Investors can start investing with as little as 50 EUR.
Investors are covered by Investor protection in the amount of
outstanding liabilities up to EUR 20 000 established under EU Directive 97/9/EC.
Investors’ funds are held in segregated accounts separate from
the company’s funds, ensuring their assets will never be misappropriated.
Based on the assessment questionnaire required by MiFID
II, VIAINVEST offers the most appropriate investment products and solutions.
Every investment is issued based on the FCMC-approved
Base Prospectuses and Final Terms documents that contain all the information.
Investments marked with a Buyback Obligation offer additional protection in case a borrower misses a payment for more than 60 days.